Disclaimer

The information above is provided as a summary for and use by life insurance agents or financial advisors only, and is not intended for use by any consumer or potential insured, or as a full explanation of either the Ridge Capital Flexible Premium Financing Loan or the loan documents or financing agreements governing the loan.  Ridge Capital Flexible Premium Finance loans are underwritten and funded by Churchill Finance, LLC, a Minnesota limited liability company, and are originated by Ridge Capital Group, LLC.  No insurance agent or broker shall be deemed to represent Ridge Capital Group, LLC, Churchill Finance, LLC or any of their respective affiliates.  This summary should not be relied upon by any person or party in making any decision related to any application for purchase or financing of any life insurance policy.  Any interested person should consult an independent legal, tax, and/or financial advisor prior to entering into any premium financing transaction.  Neither Ridge Capital Group, LLC, nor Churchill Finance, LLC, nor any of their representatives, make any representations or warranties, express or implied, by any of the above statements.  All transactions are subject to approval by Ridge Capital Group, LLC and Churchill Finance, LLC, their sole and absolute discretion.  The terms and conditions of any premium finance loan transaction are subject to change at any time.